Recreational Insurance in Texas
Recreational vehicles come in handy for many vacationers as they allow them to see the beauty that the countryside has to offer. Recreational insurance has various uses; whether you are headed to the nation’s capital, driving through the hot desert to the southwest, or climbing the Rockies, recreational insurance will have you covered.
Recreational insurance is needed to secure and protect your vehicle from the dangers it may encounter on the roadways and off the road. RV insurance from Robnett Integra Insurance Services in Brownwood, TX will protect you from out of pocket expenses in the event that you are involved in an at-fault accident that brings about bodily injury or damage to property. It also caters for any costs that you may incur in case of a roadside breakdown.
What is Recreational Insurance?
A recreational vehicle refers to a motor vehicle or trailer that includes living quarters meant for temporary accommodation. Examples of RVs include truck campers, campervans, popup campers, motorhomes, and fifth-wheel trailers among others. Other recreational vehicles could include ATVs, Jet Skis, Golf carts, and more. A policy can help protect your vehicles and valuables from accidents and disasters.
Coverage Options for RV
Recreational vehicle insurance options are the same as those in a standard auto insurance policy.
- Liability - This coverage protects other people in case you cause damage or injury to them or their property. It’s a state requirement in Texas for all recreational vehicle owners to have liability insurance if they take their vehicles on state roads or use them for travel. ATVs, Jet Skis, and other smaller vehicles will not be required to have insurance.
- Compressive - Compressive coverage protects you against everything that might go wrong in your recreational vehicle - fire, theft, collision, and any other type of loss. It is must-have coverage for individuals who stay in their RV all year long.
- Collision - This covers physical damages caused by either your RV hitting another vehicle or object or being hit by another vehicle or object. It will cater for injuries caused to your passengers as well as damages made to your RV.
There are other coverage options that you can choose including emergency assistance, roadside assistance, and custom equipment coverage among others.
Your RV is a useful investment that requires special insurance coverage. Located in Brownwood, TX, Robnett Integra Insurance Services has the right recreational coverage for you. Give us a call today and let’s give you the peace of mind that you need when driving in Texas.
