Having enough insurance coverage for all of your assets is important. It’s vital to have liability coverage for them, so you aren’t stuck footing someone else’s enormous medical bills. You might believe you have enough liability coverage if you already have home and auto insurance. However, that might not be the case. Many insurance policies of these types come with very little liability coverage, which can leave you vulnerable. You can get rid of that vulnerability with umbrella insurance. Call us at Robnett Integra Insurance Services in Brownwood, TX if you want to be better covered.
Home, Auto, and Umbrella Insurance
If you currently carry a home and auto policies, you still may not have enough liability coverage to pay for a severe accident. To correct this, you can get an umbrella policy to give you more liability coverage. It adds liability protection to both insurance policies, giving you much more coverage. Umbrella insurance is low cost and comes with very high maximums. It’s always better to be well-protected than to come up short later after an accident.
Using Umbrella Insurance
Your umbrella insurance comes in after your home or auto insurance has paid what it can toward an accident. Medical bills can be surprisingly high, and your home or auto coverage may leave some leftover once the policy’s maximum is reached. That’s why umbrella insurance is so handy- it pays what is left over after that first policy has maxed out. This leaves you well-protected against your liability.
Get Better Protection
Umbrella insurance is often the best answer to get more liability protection for a reasonable price. Call us today at Robnett Integra Insurance Services in Brownwood, TX to get your own umbrella policy.