Reasons You Need Boat Insurance

You have purchased a boat or other watercraft and you can’t wait to enjoy it. The best reasons to have boat insurance are the peace of mind, enjoyment, and relaxation on your boat it will bring since you will know it is fully protected by a boat insurance policy. Even though Texas law does not require you to have a boat insurance policy, it is still extremely important for you to obtain one. The boat insurance agents at Robnett Integra Insurance Services in Brownwood, TX understand the importance of having your boat covered.

Types of Boat Insurance Coverages Available

Liability Insurance

When it comes to boat insurance, there are several coverage options available, including liability insurance. A liability insurance policy will help pay the medical expenses and the lost wages of a person who is injured during an accident that is determined to be your fault while riding in your boat or in another boat that is involved in a crash. This also applies to any property damage that occurs in the event of an accident.

Collision Insurance

If you collide with another boat or an object while driving your boat, collision insurance will pay for any damages that you caused as a result of the crash.

Comprehensive Insurance

To fully protect your boat, you will need to have comprehensive boat insurance coverage. If you have a loan for your boat, your lender will more than likely require you to have a comprehensive insurance policy. This type of coverage will protect your investment in your boat if it is damaged or destroyed by a natural disaster, vandalism, or a fire. Comprehensive insurance will also help you to replace your boat if it is stolen.

In Brownwood, TX, the insurance agents at Robnett Integra Insurance Services can assist you will all of your insurance needs. Call for a quote today and get your policy started.