What is a home inventory and why you need one

When you buy your home in Brownwood, TX and the surrounding area one of the first things you do is get home insurance. For many folks, it is the first time they have ever had to buy this type of insurance and it is a learning experience. Finding a locally owned independent agency you can trust makes the whole process a lot easier. At Robnett Integra Insurance Services we put the needs of our customers first and we will work tirelessly for you. 

A home inventory is a listing of the contents of your home. Sounds simple, doesn’t it? It is but doing a good one takes some time and effort. You have options, you can choose to do a video of each room. If you prefer a more simple approach you can write everything on a pad but also take pictures.  Both methods work but it is easier to get all the details of what you actually have with pad and pen. 

Whichever method you choose, supply as much backup as possible in the form of sales slips and receipts. Include manufacturers, models, and serial numbers for electronics in particular. When it comes to jewelry, have an appraisal attached.  

Now that you know what a home inventory is why should you have one? If you need to file a claim for the loss of your home contents, the home inventory will be a valuable tool. It is accepted as the record of items to be replaced and will save you a lot of stress at a time when you don’t need more stress. 

If you are looking for choices, Robnett Integra Insurance Services in Brownwood, TX works with top carriers in the business and will help you to find the insurance that fits your home and your wallet. We look forward to sitting down with you in our office or on the phone to discuss your home insurance and give you a no-obligation quote.