Common Questions About Umbrella Insurance

Do you have insurance but feel like your coverage does not meet all of your needs? At Robnett Integra Insurance Services, we want you to know all of your insurance options. We want you to feel like you’re fully protected and do not have to worry about insurance issues. This is where umbrella insurance comes into play. Many people do not even realize that they can add additional coverage to their current policies.

Here are a few common questions people have when they learn about umbrella insurance. We serve the community of Brownwood, TX with quality insurance services, so call us if you have any additional questions not covered below. 

Umbrella Insurance FAQs

How Exactly Does Umbrella Insurance Work?

It provides extra coverage “excess liability” beyond your basic coverage. You may need more coverage because you are at an increased risk compared to others. An umbrella policy will only come into effect if your basic limits are exceeded.

Who Would Need Extra Coverage?

Many people do not find themselves in situations where they need additional coverage beyond policy limits. However, if you do find yourself in need of the extra coverage and do not have it, there is not a thing you can do about it proactively. People who run a business, who are in the public eye, those who work in the medical field, or have a collection that is rare, may find that they may benefit from additional coverage. 

How Do I Get The Coverage I Need?

Call or come in for a consultation. We will be happy to discuss your unique coverage options and make sure that you are covered with exactly how much you need to protect your assets. 

Contact us at Robnett Integra Insurance Services for all of your insurance needs in and around Brownwood, TX.